Savings Plans & Credit worksheets
Savings Plans & Credit worksheets give students in Grade 3 focused practice in savings plans & credit. This page has 2 free printable sets, grouped by grade, and every set includes a computed answer key that is never wrong. Print them or save as a PDF, no login needed.
How to teach it
Plan a purchase: divide the goal by the weekly saving to find the weeks. Then compare with credit: you get the item now, but pay back more than you borrowed because of interest.
Worked example
Common mistake
Forgetting the interest when totalling a repayment, and treating credit as extra income rather than a debt owed back.
What's inside
- Sam wants a $28 skateboard and saves $4 each week. How many weeks until Sam can buy it?
- Eli wants a $10 skateboard and saves $2 each week. How many weeks until Eli can buy it?
- Zoe borrows $28 and must pay it back with $7 interest. How much does Zoe pay back in total?
- Zoe borrows $28 and must pay it back with $2 interest. How much does Zoe pay back in total?
- When people use credit, who is responsible for paying the money back to the lender?
- Does this earn income: doing chores for pay?
Sample questions. Each set (A, B, C…) has fresh numbers and a computed answer key.
Accuracy and sources
These references support the wording and answer key used in this history resource.
- Texas Education Agency, 19 TAC Chapter 111, Subchapter A (Mathematics TEKS, Elementary) — The personal financial literacy and coin concepts on these pages follow the K-5 mathematics TEKS knowledge and skills statements (K.4, K.9, 1.4, 1.9, 2.11, 3.9, 4.10, 5.10).
Grade 3 Savings Plans & Credit
Frequently asked questions
Are these savings plans & credit worksheets free?
Yes. Every worksheet on ChalkBee is free to view and print or save as a PDF, with no login required. Pro unlocks the printable answer key and removes the watermark.
Do the worksheets have answer keys?
The answers are computed in code from the exact questions on each sheet. The printable answer key is available with Pro.
What grades do savings plans & credit worksheets cover?
Savings Plans & Credit worksheets on this page cover Grade 3. There are 2 printable sets in total, grouped by grade so you can pick the right level.
How do I print or download them?
Open any set, then use your browser's print option to print it or to save it as a PDF. The pages are laid out to print cleanly on standard letter or A4 paper.