Savings Plans, Credit and Spending Decisions (Grade 3, Set B)
Printable Grade 3 financial literacy worksheet: savings plans, credit and interest, scarcity and cost, planned vs unplanned spending (TEKS 3.9). Every total computed.
✓ Answer key checked by math, never wrong
Grade 3 · Math worksheet
Name
Date
Math
Savings Plans, Credit and Spending Decisions (Grade 3, Set B)
Work out the savings plans and credit totals, then decide about scarcity, income and spending choices.
- 1.Sam wants a $28 skateboard and saves $4 each week. How many weeks until Sam can buy it?
- 2.Eli wants a $10 skateboard and saves $2 each week. How many weeks until Eli can buy it?
- 3.Zoe borrows $28 and must pay it back with $7 interest. How much does Zoe pay back in total?
- 4.Zoe borrows $28 and must pay it back with $2 interest. How much does Zoe pay back in total?
- 5.When people use credit, who is responsible for paying the money back to the lender?
- 6.Does this earn income: doing chores for pay?
- 7.Does this earn income: selling vegetables you grew?
- 8.There are tickets to a sold-out show, and many people want them. Is the price likely to be higher or lower than usual?
- 9.There are ordinary pencils in every store. Is the price likely to be high or low?
- 10.Planned or unplanned spending: using money set aside for a planned class trip?
- 11.Planned or unplanned spending: buying the school supplies on your list?
- 12.Planned or unplanned spending: grabbing candy at the register on impulse?
- 13.Planned or unplanned spending: spending your bus money on a surprise sale item?
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Accuracy and sources
These references support the historical wording and answer key on this worksheet.
- Texas Education Agency, 19 TAC Chapter 111, Subchapter A (Mathematics TEKS, Elementary) — The personal financial literacy and coin concepts on these pages follow the K-5 mathematics TEKS knowledge and skills statements (K.4, K.9, 1.4, 1.9, 2.11, 3.9, 4.10, 5.10).
About this worksheet
In class: Plan a purchase: divide the goal by the weekly saving to find the weeks. Then compare with credit: you get the item now, but pay back more than you borrowed because of interest.
This Grade 3 savings plans & credit set is free to print or save as a PDF, and its answer key is computed in code, so it is never wrong.