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Annuities & Regular Savings (Grade 12)

Free printable Grade 12 General Mathematics worksheet on annuities and regular savings plans, with the future value FV = PMT((1 + i)^n - 1)/i computed for every item. Aligned to ACARA Senior Secondary General Mathematics (ACMGM099, ACMGM100).

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Grade 12 · Math worksheet
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Math

Consumer Finance: Annuities & Regular Savings

An annuity is a series of equal payments earning compound interest. For deposits at the end of each period, FV = PMT((1 + i)^n - 1)/i. Round money to the nearest cent.

  1. 1.
    $1,200.00 is deposited at the end of every half-year into an account paying 6% per annum compounded six-monthly (twice a year), for 5 years. Find the future value of the annuity (to the nearest cent).
  2. 2.
    $200.00 is deposited at the end of every year into an account paying 6% per annum compounded annually, for 5 years. Find the future value of the annuity (to the nearest cent).
  3. 3.
    $500.00 is deposited at the end of every quarter into an account paying 5% per annum compounded quarterly, for 2 years. Find the future value of the annuity (to the nearest cent).
  4. 4.
    $1,100.00 is deposited at the end of every month into an account paying 5% per annum compounded monthly, for 10 years. Find the future value of the annuity (to the nearest cent).
  5. 5.
    $800.00 is deposited at the end of every quarter into an account paying 4% per annum compounded quarterly, for 10 years. Find the future value of the annuity (to the nearest cent).
  6. 6.
    $1,200.00 is deposited quarterly for 3 years into an annuity earning 6% per annum compounded quarterly. Of the $15,649.45 final value, how much is interest (not your own deposits)?
  7. 7.
    $600.00 is deposited quarterly for 5 years into an annuity earning 5% per annum compounded quarterly. Of the $13,537.79 final value, how much is interest (not your own deposits)?
  8. 8.
    $1,200.00 is deposited quarterly for 10 years into an annuity earning 8% per annum compounded quarterly. Of the $72,482.38 final value, how much is interest (not your own deposits)?
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