Spending vs Saving (Grade 1, Set B)
Printable Grade 1 financial literacy worksheet: spending vs saving choices, income, charitable giving, and computed savings totals (TEKS 1.9).
✓ Answer key checked by math, never wrong
Grade 1 · Math worksheet
Name
Date
Math
Spending vs Saving (Grade 1, Set B)
Decide if each choice is spending or saving, spot income, and work out the savings totals.
- 1.Spending or saving: buying stickers at the shop?
- 2.Spending or saving: buying an ice cream today?
- 3.Spending or saving: buying a comic book?
- 4.Spending or saving: leaving money in a savings account?
- 5.Spending or saving: keeping a dollar in a jar each week?
- 6.Spending or saving: putting birthday money in a piggy bank?
- 7.Income or gift: walking a neighbor's dog for pay?
- 8.Income or gift: selling lemonade at a stand?
- 9.Mia saves $1 every week for 5 weeks. How much has Mia saved?
- 10.Ava saves $2 every week for 2 weeks. How much has Ava saved?
- 11.Eli saves $3 every week for 5 weeks. How much has Eli saved?
- 12.Ava gives $1 of pocket money to an animal shelter. Is that spending, saving, or charitable giving?
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Accuracy and sources
These references support the historical wording and answer key on this worksheet.
- Texas Education Agency, 19 TAC Chapter 111, Subchapter A (Mathematics TEKS, Elementary) — The personal financial literacy and coin concepts on these pages follow the K-5 mathematics TEKS knowledge and skills statements (K.4, K.9, 1.4, 1.9, 2.11, 3.9, 4.10, 5.10).
About this worksheet
In class: Frame every dollar as a choice: spend it now or save it for something bigger. Track a pretend piggy bank across weeks so saving visibly accumulates, and name giving as a third choice.
This Grade 1 spending & saving set is free to print or save as a PDF, and its answer key is computed in code, so it is never wrong.